The American Express Blue Card Is No Exception

These days, credit cards are loaded with great features and benefits. As a matter of fact, it is one of the better credit cards to own.

The American Express Blue card is no exception. The Blue card gives you flexibility and freedom you may or may not find in other major credit cards. The Blue card has no annual fee and a 0% APR( Annual Percentage Rate) for the first 15 months- 3 months longer than most reward credit cards. Depending on how you like to manage your finances, you can pay off your Blue credit card balance fully each month or over an extended time period. There is also a 20 day grace period to defer monthly interest fees and if you want extra credit cards for family and friends, you will receive them free. After you join, you will receive 1 point for almost every Blue card purchase you make. This credit card offers a no cost rewards program.

It won' t matter whether you are purchasing ice cream or airfare tickets, you will add up points that can be redeemed for retail products, travel and much, entertainment more. This Blue card feature can save you hundreds, perhaps thousands of dollars. When you transfer balances from other higher interest rate cards to your American Express Blue card, you will enjoy a low fixed rate of 99% until the balance is paid and there is no transaction fee to get the balance transfer. The most current billing information is available to you online, charges, including transactions, and payments. Once you have made a purchase you just hold the card up to the payment reader, and that is, by the register it. You also receive Express Pay: Express Pay is a payment technology that lets you make purchases without swiping your Blue card. You do not have to sign anything and you can get a receipt if you choose.

There are more great features of the American Express Blue card to explore. There are thousands of Express Pay readers nationwide making it simple for you to make purchases quickly. With the Blue card you have great fraud protection online and off. An online year end summary gives you 24 hours access to significant information concerning your credit card account. You will not be held responsible for any unauthorized charges under any condition. You can download the summary, print it out and look over charges by date, charge amount and, merchant name review charges made within a category.

If you want more? The summary is an excellent tool for preparing taxes and budgeting. Well, how about 24/ 7 customer service and 90 day product return protection. You will also get purchasing assurance, so you can shop worry free, knowing that the original product warranty will be matched for an additional year, on warranties of 5 years or less. When a merchant will not take back a specific item, American Express will, within 90 days refund the purchase price up to$ 300 per item and a maximum of$ 1000 annually per credit card account. There is also the Purchase Protection Plan, which protects eligible purchases made with the Blue card against accidental damage and theft for 90 days after the purchase of your product.

Overall, the American Express Blue card is an ideal financial companion for daily credit card usage. You will also get car rental loss and damage insurance when you use your card for car rentals, Travel Accident Insurance, Emergency Card Replacement, and Global Assist Hotline, which helps you with medical, financial or other, legal emergency assistance when you travel more than 100 miles from home. Its flexibility as a credit card is readily discerned by reading the aforementioned benefits and features. It is a credit card that readily complements your financial portfolio and should be one of the credit cards you consider the next time you are in the market for a credit card.